Commercial Solar Finance Australia
PPA vs Solar Lease vs Chattel Mortgage
ASLS specialises in commercial solar finance for Australian businesses, solar installers and vendors. The three primary structures we arrange are Power Purchase Agreements (PPAs), Commercial Solar Leases and Chattel Mortgages. Each works differently, particularly around upfront cost, payments and equipment ownership.
Compare PPA, Solar Lease and Chattel Mortgage
| Feature | PPA | Solar Lease | Chattel Mortgage |
|---|---|---|---|
| Upfront capital | Potentially $0 for eligible projects | Project cost spread through lease payments | Asset financed |
| What customer pays for | Solar energy under PPA | Use of financed equipment under lease | Financed asset |
| Ownership during term | Relevant energy provider | According to lease agreement | Customer owns asset from settlement |
| Maintenance / cleaning | Energy provider under applicable PPA | According to agreement | Generally customer responsibility |
| Best suited to | Avoiding upfront capex / energy-cost structure | Predictable lease-payment structure | Businesses seeking ownership |